Dashasutri – A key feature of Mobilization and institution building in Umed is its adherence to the Dashasutri. The Dashasutri comprises of 10 organizing principles that are followed rigorously by the Self Help Groups (SHGs). In addition to the five principles of financial discipline, the Dashasutri encourages women to discuss and take action on issues of health, nutrition, employment, access to social safety nets, good governance, education and water-sanitation-hygiene. Dashasutri is a hallmark of quality SHGs and Village Organizations (VOs) across all districts of Maharashtra.

The Dashasutri comprises of :
1.  Regular Meetings
2.  Regular Savings
3.  Internal lending
4.  Regular repayment of loans
5.  Book keeping
6.  Good Health
7.  Quality Education for all
8.  Regular Participation in Panchayat Raj Institutions
9.  Access to Entitlements through Government Schemes
10. Sustainable Livelihoods

‘Wardhini’ model of SHG mobilization

​​UMED is successfully implementing ‘Wardhini’ Model as a homegrown model in three blocks of Wardha district.

A rich pool of barefoot SHG animators called ‘Sanghatikas’ were already trained under the SGSY in 2008. It was decided to utilize the services of these Sanghatikas in 5-8 blocks of Wardha and the nearby districts. The 72 Sanghatikas have brought in a significant qualitative improvement in the SHG movement in Wardha.

‘Wardhini’ rounds were organized in ‘Babhulgain’ and ‘Ralegaon’ blocks of Yavatmal. ‘Wardhinis’ stay in the villages for 15 days at a stretch for community mobilization. As per the plan they will complete 3 such rounds during April 2014 till June 2014. (one round per month).

9 active women out of 77 Wardhinis were identified as trainers during the course of training processes. The task of a Wardhini trainer is to train the newly identified community resource persons and book keepers from villages of other districts. The training process also involved village immersion of Wardhinis where they were attached with SERP-CRPs. This exercise helped Wardhinis understand the SERP working model and relate it with the context of Maharashtra State.


Based on their learnings during the training programs, Wardhinis were able to form 4-5 new SHGs (in every village that they were assigned for) in the course of 7 days.

Wardhinis also worked on reviving the old SHGs as well as strengthening the existing groups.

Wardhinis are also putting special focus to bring the excluded and vulnerable members of the community within the unmbrella of Umed. They also have formed special SHGs of widows and PWDs.

They Wardhinis are optimistic about forming more number of new SHGs, reviving other old ones and strengthening the existing ones in the villages

Each Wardhini was given a separate ‘IEC kit’ it which included reference material, instructions, schedules, stationeries for their ready reference in the field.

Pilot Projects

Sr.No. Project Name Download 
 1 PRI-CBO Convergence  
2 Disability and Livelihood Promotion  
3 Persons engaged in unhygienic occupations  
4 Anti-Human Trafficking  
5 SHG Ebook keeping System using Tablet PC